Applying for Fido credit

FAST - Get approved within minutes CONVENIENT - Apply from the app anytime, anywhere EASY - No application fees, No collateral,  No guarantors TRANSPARENT - Review the full cost before applying, with no hidden fees

You must be a Ugandan citizen, living in Uganda. You must be at least 18 years old. Have an active mobile money wallet (MTN Mobile Money and Airtel Money), registered in your name. Have a valid National ID Card. Download the Fido app from the Google Play Store here: https://play.google.com...

First-time customers can receive a maximum credit amount of UGX 45,000. By consistently making timely payments and strengthening your financial profile/track record with us, you can improve your credit score and draw up to UGX 1,400,000  from your personal credit line. To check how much y...

Approval usually takes a few minutes at most after you complete and submit your credit request. Pay attention to the feedback you receive in the app after submitting your credit request. This would tell you if any further action is required of you to receive the credit.

Fido has a very transparent fee structure that users can review before submitting a credit request. Fees and rates may vary for different customers based on each person’s credit assessment and payment history. Kindly confirm the fees and interest on your credit before submitting the credit appli...

Installment credits are a way to make repaying larger credits easier for some Fido customers. Customers who are eligible for installment credits will have the option in the app to choose multiple payments instead of 1 payment that is due in a month. Fido offers up to 6 months installment opti...

You can apply for another credit as soon as you fully repay your current credit. Very rarely, based on our credit approval policy, some customers may have to wait until their scheduled due date to be approved again for another credit.

We are sorry if your credit request did not meet our approval criteria. This is usually not your fault and mostly because we do not have enough information about you to make an approval decision. Kindly pay attention to the feedback you receive in the Fido App after submitting your credit reque...

Congratulations on receiving your credit! This is a great opportunity to build a good relationship with Fido by repaying your credit on time when it is due. Doing this will improve your Fido Score and qualify you for improved personal credit line that offers higher credit limits with lower inter...